“… We know that some stakeholders are preparing the ground for new schemes ... Every scheme  must be examined on its own merits. ..."  

                                                                 Neelie Kroes - European Commissioner for Competition

                                                                                                                            Press conference Brussels, 19th December 2007

"... A more ambitious approach needs to be taken towards the SEPA for Cards and supporting market initiatives to create a European card scheme. ..."

                                                                                                           Press release ECB 24/11/2008, 6th SEPA Progress Report